Buyers Guide

Our step by step guide to buying your next vehicle from us.

Browse Our Stock

We have a large range of vehicles to suit all budgets and needs, many of our vehicles come with the remainder of the original manufacturer’s warranties for complete peace of mind. For vehicles that are no longer covered by the manufacturer's warranty, we have our own Crystal Clear 3-month warranty which covers many of the vehicle's most expensive parts and helps give our customers that piece of mind if the worst was to ever happen.

Search our current stock here

Reserve Your Vehicle

You can reserve any of our vehicles for only £99 which is either taken via our website (via a secure payment gateway) or by one of the sales team either by phone or by card in person. This reservation fee is fully refundable (no quibble) if you choose to change your mind and decide not to continue with the purchase and allows you to hold the vehicle for 5 days or longer if needed.

Part Exchange

If you have a vehicle that you are looking to use as a part exchange against your new vehicle we can give you a competitive valuation, this value can then be factored in to reduce the total cost of the vehicle you are looking to purchase.

Send us the vehicle details using our easy-to-complete form here

Finance at Greenhous Shrewsbury

IF IT'S A PCP, CS, OR HP WE CAN TAILOR OUR FINANCE TO SUIT.

At Greenhous Shrewsbury we understand that finding the right finance is a major decision that many buyers find difficult to navigate.

We are always happy to help and with all our sales executives fully trained and regulated, you can guarantee that you will be in safe hands.

Finance Soft Check (Free)

By using our finance soft check you will be able to see the likelihood of approval for our finance products without affecting your credit score.

Financing your new vehicle

There are many ways to finance a new vehicle which include:

Buying outright – Paying for the vehicle in cash so there are no monthly payments and you will own the vehicle outright from the beginning.

Finance – There are many types of finance available through our trusted lenders all of which have different terms and conditions and result in a monthly payment that helps spread the cost (please see finance options explained below).

All of these options can be either carried out in the showroom by our trained sales executives or in the comfort of your own home using our interactive finance calculator where our customers can set the length of the contract, deposit, and monthly payment.

Vauxhall Finance is the captive finance company of Vauxhall and supports the brand, their dealers, and customers in the UK.

Our first office opened in London in 1920. Since then, our organisation has continuously developed a diversified portfolio of automotive finance products and services for Vauxhall, putting the customer in the centre of everything we do.

Our success is driven by strong, lasting relationships with our dealers and the customers we serve. We offer attractive retail loan and lease programs as well as wholesale finance solutions for dealers, helping them to finance and to grow their businesses.

We always aim for excellence: as an employer, as a service provider, and as a partner. We have built an exceptional reputation in the world of finance solutions for the automotive industry.

In November 2017 Vauxhall Finance became part of an automotive finance joint venture between PSA and BNP Paribas to strengthen our position as Vauxhall´s captive finance company and to benefit from the combined expertise of both partners.

To find out more click here

Black Horse Finance offer a range of finance products to suit customer's individual needs.

These are:

  • Hire Purchase
  • Personal Contract Purchase (PCP)
  • Personal/Business Contract Hire (PCH/BCH)

Please download Black Horses Finance guide here

 

Startline is a leading provider of specialist finance solutions to the UK motor finance market, working with prominent franchised and independent dealers as well as leading specialist intermediaries. We challenge the traditional approach taken in this sector by providing a uniquely flexible and agile offering that aims to meet the rapidly changing needs of used car buyers and retailers during the 2020s.

Find out more

Finance Jargon Buster

Personal Contract Purchase (PCP) is an increasingly popular choice for car finance. It offers the best in flexibility at the end of the agreement, together with low, fixed monthly payments.

PCP is perfect if you are opting out of your company car scheme. Your company car allowance can fund your monthly payments, but there is no company car tax to pay.

At the beginning of the agreement, your car's guaranteed future value is calculated, based on an agreed mileage and age. This is deferred as a final 'balloon' payment.

With PCP you don't have to commit to buying the car at the outset. You use it for an agreed period of time (24-48 months) and then decide at the end of this period what you would like to do. Choosing to pay for your vehicle this way often means you can drive a higher-specification vehicle for a lower monthly payment.

  • You have four options:
  • Buy the car by paying an agreed minimum residual value
  • Part-exchange the vehicle for another
  • Sell the vehicle privately (settling the balloon)
  • Or, subject to mileage and condition, return the car with nothing more to pay (e.g. if depreciation resulted in negative equity)

The benefits of Personal Contract Purchase

  • Low risk - A minimum future value is guaranteed
  • Low deposit - keeps valuable personal or business cash available
  • Low fixed monthly payments - perfect for budgeting
  • Choice - Buy the car, part-exchange it or just return it
  • A better car - lower payments can help you choose a higher-specification car
  • Tax advantage - the cash alternative when you opt out of a company car scheme is not subject to company car tax
  • VAT free - no VAT on your payments

If you choose to buy a vehicle under Hire Purchase (HP) you enter a contract where you would pay for the vehicle in parts. This is calculated by the value of the vehicle along with the interest added and divided into pre-determined amounts. It is different from a traditional loan, this is because you do not own the vehicle until the loan has been paid off. The debt is secured against the vehicle, this means you are not allowed to sell it until the debt has been cleared.

This means you are borrowing money for the vehicle and the loan is secured against it. When you have paid all the finance owed, the car is yours.

Is it suitable for you? HP car finance would be a suitable option for you when you know you’ll be keeping the vehicle for a while.

The benefits of Hire Purchase

  • ​Low deposit - keeps valuable personal or business cash available
  • Control - you decide the deposit, you decide the term
  • Fixed monthly payment - makes budgeting simple
  • Flexibility - doesn't compromise your other lines of credit
  • Assets - you gain ownership of the car
  • Tax benefits - Tax allowances for business users
  • VAT free - no VAT on payments

Conditional sale is similar to hire purchase. The agreement usually includes the condition that the goods don't belong to you until you've paid the final installment and the lender may be able to repossess (take back) the goods if you fall behind with payments.